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The RDF Difference: "A Lender with Heart and Soul"

– James Feild – Board Chair

Service for the love of family is the foundation of RDF. With a focus on lending capital, with business discipline and charity serving poor communities, we help tailor project loans with community leaders and organizations that serve Latino and poor communities.

Our focused community development model keeps us close to the real issues that low-income families face and enables us to anticipate future needs.

This is accomplished through pre-development loans, organizational assessments and a range of unconventional lending products.

RDF offers a range of financing options:

• Pre-Development Loans
• Acquisition/Land Loans
• Construction & Bridge Loans
• Mini Permanent & Term Loans
• Operating Lines of Credit
• Tenant Improvement Loans
• New Markets Tax Credits Leverage Loans (NMTC)

Technical Assistance

RDF takes an active role in promoting the success of its partners and clients. Our hands on approach to community development is collaborative and designed to add value throughout the development process- from concept to completion.

Investors:

RDF has established strong and lasting partnerships with banking and insurance companies preserving their capital and ensuring them community development. Our funding partners have demonstrated commitment to the Latino community with the acknowledgement that RDF’s mission takes us beyond a lending relationship into shaping the future of our country, one community at a time. The Fund was established with an original $20 million investment from Bank of America, followed by contributions from State Farm Insurance and Fannie Mae Foundation. RDF has continued to grow its relationships and has entered into loan agreements with JP Morgan Chase Bank and Wells Fargo, among others. In 2013, RDF became a proud member of the Federal Home Loan Bank of San Francisco. In the coming years, RDF will continue to grow its investor base to continue serving the low- income Latino community.

Founding Investors:

  • Bank of America
  • State Farm Insurance Companies
  • Citi Foundation

Investing and Lending Partners:

  • Alliance Bank
  • Ally Bank
  • BBVA Compass
  • Capital One Bank
  • Charles Schwab
  • Deutsche Bank
  • Federal Financing Bank (CDFI Bond Gaurantee Program)
  • Federal Home Loan Bank of San Francisco
  • JP Morgan Chase
  • KS State Bank
  • Northern Trust
  • PNC Bank
  • Wells Fargo