Mr. Espinoza has dedicated his career to helping Latino families and individuals live in peace and dignity through the empowerment forces of educational opportunity and community business/business development. In 1999, Mr. Espinoza founded Raza Development Fund (RDF) and serves as RDF’s President and CEO. Under his leadership, RDF has become the largest Latino CDFI loan fund in the nation, with over $375 million in assets under management. Under Mr. Espinoza’s guidance, RDF has raised over $600M in capital and closed over $700M of community development financing, leveraging over $4B in private capital for projects serving low-income minority families nation-wide.
Prior to founding RDF, Mr. Espinoza served as VP at UnidosUS, where he led the Office of Technical Assistance and Constituency Support. He was integral in the restructuring of Chicanos Por La Causa (CPLC) from an advocacy organization to a nationally recognized community development corporation serving Latino communities. As the President & Chief Executive Officer of CPLC, he provided capacity development during its early years, established funding strategies for various social, real estate community development projects, and advocated for the Latino community.
Over Mr. Espinoza’s extensive community development career, he held leadership positions of four different Southwestern firms specializing in community/business/real estate development; asset management; affordable housing growth and access; and consultation services to business, public-sector, and nonprofit groups in the U.S. and Mexico.
Mr. Espinoza is a founding member of the Local Initiatives Support Corporation (LISC) Board. He is also a founding board member and past chair of the Catholic Association of Latino Leaders. Additionally, Mr. Espinoza serves the New American Alliance Board, the National Association of Affordable Housing Lenders Board, and the National BBVA Compass Advisory Board.