This last year, 2020, spoke a story about an ever-changing world that can never be taken for granted. RDF’s swift reaction to the worldwide health, economic, and social crisis proved not to be an exception. Last year RDF went through dynamic organization-wide innovations that allowed our team to better pursue our mission of creating financing solutions to create opportunities for low-income and Latino communities around the country. Innovations fit to face the needs of this ever-changing world. One amazing example of these innovations I reference was the COVID-19 Hope Fund, a continuation of our Small Business Initiative that focuses on …